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Joseph Rice

Financial Planner

About Joseph Rice

Joe employs a disciplined wealth management process to provide clients with financial strategies and solutions based upon the clients’ risk tolerance, time horizon, liquidity needs and overall investment goals. Joe’s primary goal is on establishing relationships with his clients and their families to make sure he thoroughly understands their unique financial and personal goals.

Prior to joining Heritage Joe was a classroom teacher and coach for twenty years before switching careers and becoming a financial advisor with Merrill in 2016.

Joe is a graduate of the University of Delaware with a degree in Accounting as well as a Master’s In Education from Loyola University. Joe has spent his career in developing relationships with his students, clients and customers.

Joe lives in Baltimore County with his wife, Tammy, and has three grown children, Kyle, MJ and Annie. He is an avid golfer.

Certifications
  • CPFA
  • Licensed General Securities Representative
  • Investment Advisor Representative
  • Maryland Life and Health insurance registered
  • FINRA series 7, and 66 registrations
Education
  • Bachelor of Science in Accounting, University of Delaware 1986
  • Masters in Education, Loyola University, 1996

Primary Clients or Industries

High Net Worth Individuals

Law Firms and Medical Practitioners

Families

Families and Individuals involved in Shale Energy

Primary Service Areas

Financial planning

Retirement planning

Risk management

Investment management

443-739-7605

410-785-0044

307 International Circle, Suite 390 Hunt Valley, MD 21030