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CFP®
Financial Planner
410-785-0044
Meet Andrew
Andrew Horowitz is a CERTIFIED FINANCIAL PLANNER® professional and Wealth Advisor with Heritage Financial Consultants. Since entering the financial services industry in 2002, Andrew has helped successful families, business owners, executives, and retirees make informed financial decisions with confidence.
Andrew specializes in comprehensive wealth management, retirement planning, tax-efficient investment strategies, estate planning, business succession planning, and multi-generational wealth transfer. He is known for coordinating complex financial matters among clients’ attorneys, CPAs, and other trusted advisors to help ensure every aspect of their financial life is working together toward a common goal.
As the leader of a growing advisory team, Andrew and his associates provide a high-touch planning experience focused on helping clients simplify complexity, make confident decisions, and create lasting financial security for themselves and future generations.
Andrew currently serves approximately 150 client families and oversees more than $250 million in client assets. His practice emphasizes long-term relationships built on trust, proactive communication, and personalized advice tailored to each client’s unique circumstances and goals.
Outside of the office, Andrew enjoys spending time with his children, Landon and Lizzy, traveling, fitness, and cheering on the Baltimore Orioles and Washington Commanders. He is actively involved in his community and supports numerous charitable organizations throughout the Baltimore area.
Lincoln Financial Advisors is now Osaic Wealth, Inc. Any reference to Lincoln Financial within these files should be disregarded.
Certifications
- CERTIFIED FINANCIAL PLANNER® practitioner
- Series 6, 7, 63, & 65 registered
- Life and Health insurance licensed
Education
- B.A., Towson University
Community Involvement
- The Associated Young Leadership Council and Investment Committee for Associated Jewish Charities
- ALS Association
- Towsontowne Rotary
- Pikesville School Coalition

Rick Mooney
Client Relationship Manager

Parker Wynot
Client Relationship Manager

Erely Zambrano
Client Experience & Operations Manager
Primary Service Areas
Financial planning
Estate planning
Retirement planning
Education funding
