Help Protect and grow your wealth in line with your personal values and goals.
The Advantage of a Fresh Perspective.
DEDICATED TO THE CLIENTS AND COMMUNITIES WE SERVE.
Committed partnerships for an exceptional experience.
Nasser Ali, CFA®, CAIA, CFP®
Financial Planner
Andy Andrews, CFP®
Financial Planner
Kathy Armstrong, CFP®, CRPC®
Financial Planner
John Bradley
Registered Representative
Regina Beatty, CFP®, CRPC®
Partner
Amy Brocious, CFP®
Partner
Kevin Byrne, CRPC®
Financial Planner
Michael T. Byrne, ChFC®
Partner
Courtney C. Caldwell, CMFC®
Registered Representative
Randy Chin, MBA, CRPC®, CRPS®
Financial Planner
Jack Christian, CFA®, CFP®
Financial Planner
Jody Cooper Otterson
Financial Planner
Joe Dankowski
Financial Planner
Robert Ellrich, CFP®
Partner
Brent Fuchs, CFP®, CLU®, ChFC®, CRPC®
Partner
Richard Grace
Financial Planner
Brian Gracie, CLU®, ChFC®, REBC®
Founder & Financial Planner
Julian Grubbs, CRPC®
Financial Planner
Neil Gunter, CRPC®
Financial Planner
Brian Horn, CFP®, ChFC®
Partner
Evan Horn, CFP®
Financial Planner
Andrew Horowitz, CFP®
Financial Planner
Alejandro M. Jerez, CPWA®, CFP®, AWMA®
Financial Planner
Jeffery Marchitto
Financial Planner
John G. McCarthy, III
Partner
Steve McDermott
Financial Planner
Arthur H. McGonigal, Jr., CFP®, ChFC®, CLU®, CMFC®, CRPC®
Partner
Arthur H. McGonigal, III
Financial Planner
Patrick Conor McMullen
Financial Planner
Stephen Merrill
Financial Planner
Joe Morgan
Financial Planner
Marc Neumann, ChFC®
Partner
Elizabeth R. Paal Goss, CFP®, CRPC®
Financial Planner
Chris Portner, CFP®
Financial Planner
Demetrius Russell
Financial Planner
Lucas Salerno, CFP®
Financial Planner
Matthew P. Sirpis
Financial Planner
Matthew Spedden
Financial Planner
Stacey A. Spedden-Irrgang, CRPC®, LUTCF
Partner
Jay Spies
Financial Planner
Thomas Spray-Fry, CFP®, CLU®, ChFC®, CRPC®
Financial Planner
Gerard P. Viars, CLU®, ChFC®, CRPC®
Partner
Robert Ziegler
Financial Planner
Our Recent Accolades.
Baltimore Sun
Heritage Financial Consultants was named a 2023 Top Workplace by The Baltimore Sun on 12/7/23 for the time period of 2023. The Baltimore Sun compiles its annual list of top places to work in the Baltimore area based on employee surveys conducted by Energage.1
Baltimore Business Journal
Heritage Financial Consultants was named by the Baltimore Business Journal to the Largest Wealth Management Firms in the Greater Baltimore area on 12/1/23 for the time period of 2023.2
Baltimore Business Journal
Heritage Financial Consultants was named by the Baltimore Business Journal to the Top 100 Private Companies in Greater Baltimore on 8/16/24 for the time period of 2023.3
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Katherine Armstrong CA Insurance License #4317524, Regina Beatty CA Insurance License #1811881, Richard Grace CA Insurance License #4066938, Julian Grubbs CA Insurance License #4373155, Brian Horn CA Insurance License #0F01680, John McCarthy CA Insurance License #0D85649, Art McGonigal Jr CA Insurance License #0B66096, Artie McGonigal III CA Insurance License #4302122, Marc Neumann CA Insurance License #0F19982, Elizabeth Paal Goss CA Insurance License #4316724, Christopher Portner CA Insurance License #2123682, Stacey Spedden-Irrgang CA Insurance License #4047232, Jay Spies CA Insurance License #0198536.
Jay Spies AR Insurance License #13949343.
Heritage Financial Consultants
307 International Circle
Suite 390
Hunt Valley, MD 21030
P: 410-785-0033 F: 410-785-0044
Unless otherwise identified, Associates on this website are registered representatives of Osaic FA, Inc. Securities and investment advisory services offered through Osaic FA, Inc., member FINRA/SIPC. Osaic FA is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FA.
*Associated persons of Osaic FA who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.
Osaic FA, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.
Not all registered representatives with our firm are able to offer advisory services.
See Osaic FA’s Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services Osaic FA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. Osaic FA’s Forms ADV, Part 2A, which describe Osaic FA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes Osaic FA’s broker-dealer services, and other client disclosure documents can be found here.
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© 2024 Heritage Financial Consultants, LLC
1 The Baltimore Sun’s Top Workplaces awards seek out the region’s best places to work through company nominations and determines the winners based on the results of employee feedback surveys provided by Energage, a company that conducts top workplaces surveys for dozens of news organizations across the country. The employee survey evaluates factors such as the company’s management and leadership, effectiveness, team values, employee engagement, and benefits and compensation. We applied for the award. Neither the advisors nor their parent firm pay a fee to The Baltimore Sun for the nomination, receipt, or promotion of the award. The award was independently granted, and membership in
an organization was not required.
For more information, please visit: https://www.baltimoresun.com/2023/12/07/baltimore-suns-top-workplaces-rankings-for-2023/
2 The Largest Wealth Management Firms in the Baltimore area award is independently produced by the Baltimore Business Journal and is based on the rankings of local Baltimore financial planning firms by the number of registered representatives. Heritage was independently nominated for this award. Neither Heritage nor its parent firm pay a fee to the Baltimore Business Journal for the nomination, receipt, or promotion of the award. The award was independently granted, and membership in an organization was not required.
For more information, please visit: https://www.bizjournals.com/baltimore/subscriber-only/2023/12/01/largest-wealth-management-firms-in-greater-baltimore.html
3 The Top 100 Private Companies in Greater Baltimore award is independently produced by the Baltimore Business Journal. To qualify, a company must have headquarters in Greater Baltimore and submit their previous year’s revenue. The current listing is ranked by 2023 revenue, but also includes 2022 revenue. Heritage was independently nominated for this award. Neither Heritage nor its advisors or their parent firm have paid any fee to the Baltimore Business Journal for the nomination, promotion, or receipt of this award. This award was independently granted and a membership in an organization was not required.
For more information, please visit: https://www.bizjournals.com/baltimore/subscriber-only/2024/08/16/top-100-private-companies-in-greater-baltimore.html