Family Vision & Legacy

Are you headed in the right direction?

Heritage is a Wealth 3.0* firm that understands true wealth is about the well-being of the family, not just financial capital. Our partnership with Total Family Management is a testament to our commitment to this philosophy, and it all begins with Family Vision—consisting of purpose, values, and most importantly, roles.

That’s why we’ve tailored our approach to ensure that your wealth strategy is not merely a financial plan, but a reflection of your family’s vision and well-being. This holistic strategy is our commitment to you, ensuring your wealth is as resilient and adaptable as the family it supports.

Join us at Heritage, where your family’s direction is charted with precision, care, and an understanding that true wealth is the sum of all its parts— past, present, and future.

*Jaffe, Dennis T., James Grubman, and Kristin Keffeler. *Wealth 3.0: The Future of Family Wealth Advising*. Family Wealth Consulting, 2023.


A confident financial future.

Schedule a short conversation with one of our advisors to discuss your needs and pursue your goals.

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We are licensed in the following states. We are sorry if we are unable to offer you our services at this time.

Securities: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Puerto Rico.

Insurance: Arizona, California, Colorado, District of Columbia, Delaware, Florida, Georgia, Illinois (IL), Indiana (IN), Iowa, Kentucky, Maine, Maryland, Massachusetts, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Wisconsin.

Heritage Financial Consultants

307 International Circle
Suite 390
Hunt Valley, MD 21030
P: 410-785-0033  F: 410-785-0044

Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and a registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at

*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.

Heritage Financial Consultants is not an affiliate of Lincoln Financial Advisors.

Lincoln Financial Advisors and its representatives do not offer tax or legal advice.  Individuals should consult their tax or legal professionals regarding their specific circumstances. 


Committed to your success.

© 2020 Heritage Financial Consultants, LLC