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Elizabeth Paal Goss

CFP®, CRPC®

Financial Planner

About Elizabeth Paal Goss

Meet Elizabeth

Elizabeth Paal Goss, CFP®, joined Heritage Financial Consultants in 2006. Her mission is to provide her clients with comprehensive financial planning. In 2010, Elizabeth joined forces with Kathy Armstrong as a mother-daughter team. Together, they deliver objective, straightforward strategies to help their clients achieve their lifelong financial goals.

Elizabeth is passionate about the Baltimore region. She was born and raised in Baltimore and is an alumna of Calvert School and The Roland Park Country School. Elizabeth lives in Baltimore, MD with her husband, Donald, their daughter Madeline, and their pug, Jayce.

In her free time, Elizabeth enjoys volunteering, traveling, and spending time in Bethany Beach.

Certifications
  • CERTIFIED FINANCIAL PLANNER™ practitioner
  • Chartered Retirement Planning Counselor (CRPC®)
  • FINRA Series 7 and 66 registered
  • Life and Health insurance registered

 

Education
  • B.A., Sewanee: The University of the South
  • Study Abroad, Oxford University
Community Involvement
  • Calvert Alumni Board (Current Board Member)
  • United Way of Central Maryland (Past Board Member)
  • Emerging Leaders United of the United Way of Central Maryland (Past Chair)
  • Emerging Leaders United of the United Way of Central Maryland (Council Member)
  • Junior League of Baltimore (Past Chair of Membership)
  • Leadership Baltimore County (Alumna)
Awards

 

  • Five Star Wealth Manager in the Maryland Market – Five Star Professional in Baltimore Magazine (2019, 2020)    
  • Leading Women – The Daily Record (2019)
  • VIP, Very Important Professional – The Daily Record (2018)
  • 20 in Their Twenties – The Daily Record (2013)

The Daily Record created the Leading Women List to recognize professional women who are 40 years old or younger for the tremendous accomplishments they have made so far in their careers. They are judged on professional experience, community involvement and their commitment to inspiring change. Elizabeth had been nominated for this award. Heritage nor its advisors or their parent firm have paid any fee to the Daily Record for the nomination, promotion or receipt of this award. This award was independently granted. See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here.

The Daily Record created the VIP List to recognize professionals 40 years of age and younger who have been successful in Maryland. The members are chosen by a panel of previous VIP List honorees and business leaders, were selected based on professional accomplishments, community service and commitment to inspiring change. Elizabeth had been nominated for this award. Heritage nor its advisors or their parent firm have paid any fee to the Daily Record for the nomination, promotion or receipt of this award. This award was independently granted.

The Daily Record award for “Twenty in Their Twenties” is based on Maryland’s top 20 business/legal professionals under the age of 30. Honorees were selected by the Daily Record’s staff based on professional accomplishment, civic involvement and impact of achievement. Nominees are required to pay an application fee to the Daily Record for the nomination, promotion or receipt of this award. This award was independently granted and a membership in an organization was not required.

The Five Star Wealth Manager award is independently produced by Five Star Professional (FSP) and is based on data from financial advisors, regulatory disclosures, and FSP research.  Heritage Financial Consultants applied for this award.  A fee of $6,950 was paid for the promotion of this award in the Baltimore Magazine.  The award was independently granted and a membership in an organization was not required.  Working with a Five Star Wealth Manager is no guarantee of investment success.

 

Elizabeth Paal Goss's Team
Kathy Armstrong

Kathy Armstrong

Financial Planner

Melissa Barreca

Melissa Barreca

Client Relationship Manager

Primary Service Areas

Wealth management

Retirement planning

Education funding

Risk management

Estate Planning

elizabeth.paalgoss@lfg.com

410-771-5411

410-785-0044

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307 International Circle, Suite 390 Hunt Valley, MD 21030

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We are licensed in the following states. We are sorry if we are unable to offer you our services at this time.

Securities: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming and Puerto Rico.

Insurance: Arizona, California, Colorado, District of Columbia, Delaware, Florida, Georgia, Illinois (IL), Indiana (IN), Iowa, Kentucky, Maine, Maryland, Massachusetts, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin and Wyoming.

Heritage Financial Consultants

307 International Circle
Suite 390
Hunt Valley, MD 21030
P: 410-785-0033  F: 410-785-0044

Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and a registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com.

 

*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.

 

Heritage Financial Consultants is not an affiliate of Lincoln Financial Advisors.

 

Lincoln Financial Advisors and its representatives do not offer tax or legal advice.  Individuals should consult their tax or legal professionals regarding their specific circumstances. 

Not all registered representatives with our firm are able to offer advisory services.

See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here

CRN-3372080-121520 

Committed to your success.

 

© 2020 Heritage Financial Consultants, LLC

 

1 The Top Workplace award is independently produced by the Baltimore Sun and is based on employee feedback via a 50 question survey.  Heritage Financial Consultants, LLC (Heritage) applied for this award.  Heritage nor its advisors or their parent firm have paid any fee to the Baltimore Sun for  the nomination, promotion or receipt of this award.  This award was independently granted and a membership in an organization was not required. 

2 The Largest Financial Planners in the Baltimore area award is independently produced by the Baltimore Business Journal and is based on the ranking of local Baltimore financial planning firms by the number of registered representatives. Heritage was independently nominated for this award. Neither Heritage nor its advisors or their parent firm have paid any fee to the Baltimore Business Journal for the nomination, promotion or receipt of this award. This award was independently granted and a membership in an organization was not required.

3 The Top 30 Money Managers in the Philadelphia area award is independently produced by the Philadelphia Business Journal and is based on the ranking of local Philadelphia financial planning firms by assets under management. Heritage Financial Consultants, LLC (Heritage) was independently nominated for this award. Neither Heritage nor its advisors or their parent firm have paid any fee to the Philadelphia Business Journal for the nomination, promotion or receipt of this award. This award was independently granted and a membership in an organization was not required.

4 The Fastest-Growing Private Companies in the Baltimore area award is independently produced by the Baltimore Business Journal and is based on the ranking of private local Baltimore companies by annual revenue growth. Heritage Financial Consultants, LLC (Heritage) was independently nominated for this award. Neither Heritage nor its advisors or their parent firm have paid any fee to the Baltimore Business Journal for the nomination, promotion or receipt of this award. This award was independently granted and a membership in an organization was not required.