Before joining Heritage, Joe worked as a Founder and Financial Planner at Blue Harbor Benefits. Joe’s passion is to help people achieve their business and financial goals, help people from all walks of life, and provide them with the knowledge and tools to make intelligent decisions they can count on. Joe graduated from Radford University and is a native of Baltimore and currently resides in Towson with his wife and three children, and their Berna doodle. Joe enjoys golfing, skiing, and photography when he is not in the office. Joe was a longtime member of the Jemicy School Board of Trustees, he served for 5 years as president of the Jemicy Alumni Association and was a founding board member of the Odyssey School. For the past 19 years, he and his father have co-chaired The Morgan Family Foundation Golf Classic, which has raised over one million dollars to fund educational programs and scholarships for students with dyslexia in Baltimore-area schools.

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