Richard Grace joined Osaic FA (formerly Lincoln Financial Advisors) in 2001 and has been an associate with Heritage Financial Consultants since 2010. His 30-year career in the financial services industry started in 1989 with Baltimore based firms Legg Mason Wood Walker (on the fixed income trading desk) and continued at Alex Brown & Sons within the mutual fund portfolio services group. He also served as a financial advisor for Bank of America.

Richard’s mission is to offer comprehensive financial planning, advising his clients in the accumulation, conservation, and ultimate distribution of their assets. His long career in finance enables him to provide his clients with the most experienced, educated counseling possible.

Richard’s passion is in serving others in need, frequently volunteering his time and services to area non-profits. He is particularly active in a non-profit organization that donates time and services to families who have had a member diagnosed with a health concern, assisting with a variety of financial, legal and tax issues that accompany their particular situation.