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Thomas W. Spray-Fry

CFP®, ChFC®, CLU®, CRPC®

Partner

410-771-5675

410-785-0044

About Thomas W. Spray-Fry

Thomas Spray-Fry, CFP®, CLU®, CRPC®, has been affiliated with Osaic FA (formerly Lincoln Financial Advisors) as a Financial Planner since 2000.

Tom is passionate about his family and serving his Maryland community. He was born and raised in Chestertown on Maryland’s Eastern Shore. He currently lives in Phoenix, MD, with his wife, Jessica (who owns a local law firm and a title company), his sons, Ben and Luke, and their dog, Barney. In his personal time, you’ll find Tom on the sidelines of his sons’ sports teams helping to coach, listening to Dave Matthews Band, or spending quality time at the beach with his wife.

Meet Thomas

Lincoln Financial Advisors is now Osaic FA, Inc. Any reference to Lincoln Financial within these files should be disregarded.

Certifications

 

  • CERTIFIED FINANCIAL PLANNER practitioner
  • Chartered Financial Consultant® (ChFC®)
  • Chartered Life Underwriter (CLU®)
  • Chartered Retirement Planning Counselor (CRPC®)
  • Series 7 and 66 registered
  • Life and Health insurance licensed
Education

 

  • BS, York College of Pennsylvania
Community Involvement

 

  • Franciscan Center of Baltimore (Board Member)
  • Spartan Advance-York College of Pennsylvania (Board Member)
  • York College of Pennsylvania Men’s Lacrosse Team
Awards

 

  • York College of Pennsylvania – Year of Fifty Spartans Award

    The Year of Fifty Spartans Award is independently produced by the York College of Pennsylvania and is based on outstanding alumni who have demonstrated dedication, excellence, professional achievement, and most importantly, a commitment to staying engaged with York College after graduating. Tom Spray-Fry has been nominated for this award. Heritage nor its advisors or their parent firm have paid any fee for the nomination, promotion or receipt of this award.  This award was independently granted and a membership in an organization was not required.

 

 

CRN-7379720-112524

Thomas W. Spray-Fry's Team
Mark Rich

Mark Rich

Client Relationship Manager

Andrew Shaffer

Andrew Shaffer

Client Relationship Manager

Primary Clients or Industries

Small Businesses

Non-Profits

Widows and Divorcees

Middle Class and Mass Affluent Families

Primary Service Areas

Comprehensive financial planning

Retirement planning for individuals

Qualified retirement plans small organizations (for profit and not-for-profit)

Investment planning