Heritage Financial Consultants, LLC, a full-service, independent financial services and wealth management firm headquartered in Hunt Valley, Maryland, today announced that Randy Chin and Lucas Salerno have joined the organization as financial planning professionals, based out of Fort Wayne, Indiana.
Randy joined Lincoln Financial in 2000, holding various operation positions in customer service, as well as a technical consultant and manager inside the downtown Fort Wayne home office. He then made the transition to a Retirement Consultant in 2005. During the 12 years in that role, he engaged with client’s retirement plans at large local companies along with many other 401(k) and 403(b) plans.
Lucas joined Lincoln Financial in 2015 as part of their prestigious Leadership Preparation Program, a highly competitive program designed to accelerate participants’ professional development. During his time in the leadership program, he worked in Chicago with one of Lincoln’s top planning firms in the country, DeRose Financial Planning Group. He continues to serve as a mentor for aspiring advisors in the Leadership Preparation Program.
Growing up, both men watched their parents navigate market fluctuations, family health issues, and other unexpected changes. As a result, they became passionate about helping others assess their financial situations and plan for the future.
“Being raised in a family of small business owners and reflecting on the guidance they needed but never received is what inspired me to become a financial adviser,” said Salerno. “The traditional approach often focused solely on investments and insurance, when the financial world encompasses much more.”
In their roles as financial planners, Randy and Lucas provide experience and guidance to clients in the areas of business owner planning, retirement income strategies, investment management, insurance solutions, and risk management strategies, designed to help individuals and their families to achieve financial success.
“Working at Lincoln, I was able to see the impact that the financial advisors made on their client’s lives, which motivated me to become a planner,” said Chin. “It’s great to join a well-respected team such as Heritage’s, surrounding ourselves with some of the best advisors in the country, making sure we are always staying on top of new ideas and strategies.”
Randy received his bachelor’s degree from Indiana University and his MBA from Indian Institute of Technology. He is currently a youth hockey coach. In his free time, Randy enjoys vacationing and spending time with his wife, five children, and four grandkids.
Lucas received his bachelor’s degree from Indiana University as well. He is an advocate for pediatric cancer research through his connection with ‘Vs. Cancer’, a non-profit that partners with athletes and teams to raise funds and awareness for research. He enjoys staying active in rec-league sports and spending time with his family. He also tries to attend as many Notre Dame football games as possible.
Led by founder, Brian Gracie, Heritage Financial Consultants aims to make a positive impact on the lives of their clients, and their clients’ families, through education and innovative financial solutions. Well into its second decade of existence, Heritage Financial Consultants holds more than $6 billion in client-invested assets across 12 offices in Maryland, Virginia, Delaware, Florida, Pennsylvania and New Jersey.