Heritage is proud to announce that Forbes | SHOOK Research has named Brian Gracie, John McCarthy, Brent C. Fuchs, and Stacey Spedden-Irrgang, as...
Protecting Yourself Against Data Breaches & Identity Theft
It Happened Again! Millions of past and present AT&T customers’ personal information have been exposed to a data breach1. AT&T is not alone...
2024 Q1 Letter
Calls for recession were nearly unanimous at the beginning of 2024. How could one argue with deteriorating fundamentals while the full weight of the...
Lessons From a Failed Prediction
It’s a matter of time. 25 years ago, a book was published titled DOW 40,000 written by David Elias. This is no different from the many other books...
A Century of Mutual Funds
March 21, 2024, marked a milestone in the investment management industry. It has been 100 years since the first mutual fund was created! The fund...
Economic Alchemy
The medieval quest for gold led to the practice of alchemy. Alchemy was the study to transform regular metals into gold. Mastering the...
John McCarthy Market Insights
Market InsightsThe Investment Insights newsletter is our attempt to provide perspective on the economy, markets, and general investments. Who We...
U.S Debt: Decades in the Making
Time to talk about the 800-pound gorilla. Not the powerful primates that are the subject of a number of Hollywood movies. I’m talking about the...
Market Insights
Market InsightsBonds finished 2023 on a strong note, in need of a breather as 2024 commences. Yet the current environment may be signaling caution...
High-Yield Bonds: Spreads and Signals
Bonds finished 2023 on a strong note, in need of a breather as 2024 commences. Yet the current environment may be signaling caution ahead,...
2024 Q3 Letter
Q3 2024 can be summed...
Implications of the Fed’s Recent Rate Cut
The Federal Reserve...
Understanding the Complexities of Stock Market Volatility
This summer, the stock...
Analyzing the Presidential Impact on Stock Market Performance
Despite common...
Stacey Spedden-Irrgang Named Financial Literacy Champion Finalist By InvestmentNews
Stacey has been named a...