Shutdown averted... for now. Government shutdowns are not new. In fact, they happen far more frequently than many realize giving talking heads the...
Market Uncertainty Amid Military Conflicts
This past weekend, we all woke up to horrific news of the surprise attack on Israel by Hamas from the Gaza Strip. Though there are far reaching...
2023 Q3 Letter
The third quarter started with a boom of pent-up exhilaration. Excitement to break free from work hours and travel, visit the beach, or partake in...
Combating Window Dressing
The term Window Dressing often confers images of retail store displays or holiday decor. Presentations meant to exhibit what’s inside fostering...
Back-to-School Financial Planning; Student Loans & Debt Management
As students head back to school, specifically college finances are most likely at the top of many families’ minds. Matthew Spedden shares a few tips...
Are We There Yet?
Pause! The Federal Reserve (Fed) has teased a pause for much of the year. Finally, the much-anticipated Fed rate hike pause is here, at least...
Tom Spray-Fry Says “Start Now!”
Financial planner, Tom Spray-Fry, was recently interviewed by WBFF FOX45 Morning News to discuss financial aid and planning for the current academic...
Behavioral Finance
Human behavior can be puzzling. Psychology can boost one’s spirit or inhibit one’s character. A few psychology courses can go a long way to help you...
Recessionary Signals Flashing
Cracks may be showing. The most anticipated recession has been absent, so far. There have been many typical recessionary signals flashing, however...
Back-to-School Financial Planning; Budgeting
As families prepare to send their kids back to school, many face challenges, especially financial hardships. So, to help prepare, Heritage Planner...
Stock Market Performance in Election Years: A Closer Look at 2024
With five months of...
Mastering Your Mind: Overcoming Emotional Biases in Investing
Many may not realize...
What You Need to Know about 529 Plans
Although it is never...
Debunking the Summer Investment Strategy
“Sell in May and go...
Gold vs. Inflation: Debunking the Myth
Recent inflation data...