Could the Federal Reserve (Fed) do it? Could the Fed pull off a soft landing? To level set, a “soft landing” occurs when the Fed raises interest...
Navigating the New Rate Landscape
The cash party may be over. 2022 saw one of the most aggressive rate hike cycles in decades. Cash equivalents (i.e., Treasury Bills (T-Bills), CDs,...
Sources of Leveraging Capital
As the new year begins, many people are beginning their New Year’s resolutions and setting the bar high by going to the gym seven days a week,...
2024 Q4 Letter
The fourth quarter of 2024 was marked by surprises from various domains. Economic data was generally mixed, US elections were dotted with surprises...
The Implications of Elevated Stock Valuations at the Conclusion of 2024
Possible bumpy roads ahead. 2024 concluded with a vibrant Santa Claus rally, pushing elevated stock market valuations into frothy territory. Frothy...
Welcome Jeff Colbus
Heritage Financial Consultants is pleased to announce that Jeff Colbus has joined its team of financial professionals. With over 30 years of...
Welcome Courtney Caldwell
Heritage Financial Consultants is excited to announce the addition of Courtney C. Caldwell to its team of financial professionals, effective...
Tariffs and Inflation: Understanding the Nuances
Do tariffs equate to inflation? It’s complicated. You might be surprised at the answer. The historical evidence does not share the media’s...
Year-End Tax Tips
The window is closing. As 2024 approaches its end, so do tax planning opportunities. Tax planning is the process of arranging financial affairs to...
End of Year Considerations
As the calendar year approaches its close and the holiday season is in full effect, it is not only a great time to see family and celebrate, but it...
Embrace Market Corrections
Stock market...
Special Needs Planning
Planning for your own...
Welcome Pete Sharpe
Heritage Financial...
February’s Market Wake-Up Call: Volatility Returns
February exhibited...
China’s Aging Economy
China got old before...